Special Situations: Property was in a trust; borrower needed cash-out; had mortgage lates and discrepancies on income – He had been denied everywhere!  WE GOT HIM CLOSED!  The rate? An incredible 7.2% on a 10-year fixed, 30-year amortization!
 

Special Situation: Small business owner needed a stated income loan fixed and did not want to pay more than 10%.  He had an 80% LTV – the rate? 9.6% FIXED for 5 Years and a 30-year amortization!
 

Avalon Finance, Inc. has been in business since 2002, although it's principals have been involved with financing for investment real estate since 1992 and is unlike most other commercial mortgage brokers because we are solely involved in the financing of commercial real estate and businesses.

Originating commercial loans is much more complex than residential mortgage origination, and in the past most of the financing for commercial loans has been done by conventional banks and lending institutions. That however, is now changing and in the last few years a whole new industry of commercial loan brokering has emerged. The problem is that most of these new so-called "commercial" mortgage brokers are only residential brokers who also handle commercial loans, and  because they "flip-flop" between residential and commercial lending they never really become experts in their field. Another drawback is that the commercial loans these brokers can source typically have a maximum amount of about $5 million.

Unlike these other brokers, here at Avalon Finance, we have made a conscious decision, that in order to provide the best possible service to our clients. We do not get involved with residential loans at all, and are therefore able to concentrate 100% of our time on becoming experts in the field of commercial finance and lending.